Checking

We have the account to fit your needs.

When it comes to personal banking, Ashton State Bank offers a number of checking accounts to meet your individual needs. Choose the account that is the best fit for you.

	Student Checking	Regular Checking	Budget Checking	NOW Checking	Super NOW Checking	Business Checking
Account Description	Must be enrolled in school Must be less than 23 years in age	Choose Regular if you are not going to maintain a balance of $500 or more.	Choose Budget if you are not going to write many checks and keep a balance under $500.00.	Choose NOW if you are going to maintain a balance of $600 or more.	Choose Super NOW if you are going to maintain a balance of $2,500 or more.	Choose if you are a business account
Minimum Balance	No minimum balance	No minimum balance	No minimum balance	No minimum balance	No minimum balance	No minimum balance
Check Writing	Unlimited	Allowed 35 Debits per statement cycle	$.25 per debit	Allowed 35 Debits per statement cycle	Unlimited	$.15 per debit charge
SHAZAM Debit Card	Yes	Yes	Yes	Yes	Yes	Yes
Interest	No	No	No	Yes - (Variable rate account)	Yes - (Variable rate account)	No
On-Line Banking	Yes	Yes	Yes	Yes	Yes	Yes
Additional Features	A monthly statement is provided with this account Direct Deposits Automatic Loan Payments Check Imaging	A monthly statement is provided with this account Direct Deposits Automatic Loan Payments Check Imaging	A monthly statement is provided with this account Direct Deposits Automatic Loan Payments Check Imaging	A monthly statement is provided with this account Direct Deposits Automatic Loan Payments Check Imaging	A monthly statement is provided with this account Direct Deposits Automatic Loan Payments Check Imaging	A monthly statement is provided with this account Direct Deposits Automatic Loan Payments Check Imaging
Service Charges	None	Mininum balance $500 and over No Service Charge $300 - $ 499.99 $2.00 plus sales tax $100 - $299.99 $3.00 plus sales tax $99.99 & under $4.00 plus sales tax * There is a limit of 35 debits per month on this account if the $500 minimum or an average daily balance of $1,000 is not maintained. * The per check service charge is $.20 per debit.	$.25 per debit	$600 & over - No Service Charge. Minimum balance of $599.99 & Under $6.00 plus sales tax. If an average daily balance of $1,200 is maintained, there will be no service charge. There is a limit of 35 debits per statement cycle on this account. There will be a service charge of $.20 per debit over 35.	$7.00 plus sales tax per statement cycle	$3.00 plus sales tax per statement cycle and $.15 per debit charge. A credit of $.50 per $100 average daily balance will be issued to offset the service charges with credit not to exceed monthly charges.