Let your money work for you with a Ashton State
                                                                        Bank Savings Account.   
                                                                    Passbook Savings Account
                                                                 
                                                                
                                                                    - Interest at current passbook rate computed daily
                                                                      and paid quarterly on the cash balance in the
                                                                      account.
 
                                                                
                                                                
                                                                    - A service charge will be charged for each debit
                                                                      transaction (withdrawal, automatic
                                                                      transfer or payment out of this account) in excess
                                                                      of three during a month with no more than 6 allowed
                                                                      each month.
 
                                                                
                                                                Hi-Fi Passbook Account
                                                                
                                                                    - The interest rate on this account is tiered based
                                                                     on average daily balance. The interest rate on
                                                                      tier 1, tier 2, tier 3, and tier 4 are determined
                                                                      at our discretion. The interest rate on tier
                                                                      5 is based on Passbook Savings rate.
 
                                                                
                                                                
                                                                    - A service charge will be charged for each
                                                                      debit transaction (withdrawal,
                                                                      automatic transfer or payment out of this account)
                                                                      in excess of six during a month.