Old Fashioned Friendliness Modern Service

Current Rates

Certificate of Deposit Rates

Term

Interest Rate APY* Quarterly APY* Semi-Annual APY*
3 Months1.85%1.86%
6 Months4.35%4.42%4.40%
12 Months2.25%2.27%2.26%
18 Months3.65%3.70%3.69%
24 Months2.60%2.63%2.62%
36 Months2.80%2.83%2.82%
48 Months3.00%3.03%3.02%
60 Months3.20%3.24%3.23%
  • *APY = Annual Percentage Yield

  • Interest Rates and APY* are effective as of 11/19/2024

  • Early withdrawal penalty may be imposed
  • Minimum balance required $1000.00


Checking Account Rates

Product

Tiers** Interest Rate APY*
Super NOW Account$2,500 & over0.35%0.35%
Super NOW Account$2,499 & under0.10%0.10%
NOW Account$5,000 & over0.30%0.30%
NOW Account$2,500 - $4,9990.20%0.20%
NOW Account$600 - $2,4990.10%0.10%
NOW Account$0 - $5990.05%0.05%
  • *APY = Annual Percentage Yield

  • Interest Rates and APY* are effective as of 01/10/2023

  • Interest Rates and APY* may change after the account is opened

  • **Average daily balance
  • Fees may reduce earnings


Savings Account Rates

Product

Tiers** Interest Rate APY*
Hi Fi Passbook Account$100,000 & over.70%.70%
Hi Fi Passbook Account$25,000-99,999.99.60%.60%
Hi Fi Passbook Account$10,000 - $24,999.99.50%.50%
Hi Fi Passbook Account$2,500 - $9,999.99.40%.40%
Hi Fi Passbook Account$2,499 & under0.30%0.30%
Passbook Accountn/a0.35%0.35% (quarterly)
IRA Passbookn/a2.25%2.27%
  • *APY = Annual Percentage Yield

  • **Average daily balance
  • Fees may reduce earnings
  • IRA interest rates are effective as of 02/01/2023

  • Interest Rates and APY* are effective as of 02/01/2023

  • Interest Rates and APY* may change after the account is opened