Old Fashioned Friendliness Modern Service

Current Rates

Certificate of Deposit Rates

Term

Interest Rate APY* Quarterly APY* Semi-Annual APY*
3 Months.25%.25%
6 Months.35%.35%.35%
12 Months.45%.45%.45%
18 Months.60%.60%.60%
24 Months.75%.75%.75%
36 Months.85%.85%.85%
48 Months.95%.95%.95%
60 Months1.05%1.05%1.05%
  • *APY = Annual Percentage Yield

  • Interest Rates and APY* are effective as of 12/08/2020

  • Early withdrawal penalty may be imposed
  • Minimum balance required $1000.00


Checking Account Rates

Product

Tiers** Interest Rate APY*
Super NOW Account$2,500 & over0.15%0.15%
Super NOW Account$2,499 & under0.05%0.05%
NOW Account$5,000 & over0.10%0.10%
NOW Account$2,500 - $4,9990.05%0.05%
NOW Account$600 - $2,4990.05%0..05%
NOW Account$0 - $5990.01%0.01%
  • *APY = Annual Percentage Yield

  • Interest Rates and APY* are effective as of 11/10/2020

  • Interest Rates and APY* may change after the account is opened

  • **Average daily balance
  • Fees may reduce earnings


Savings Account Rates

Product

Tiers** Interest Rate APY*
Hi Fi Passbook Account$100,000 & over.25%.25%
Hi Fi Passbook Account$25,000-99,999.99.25%.25%
Hi Fi Passbook Account$10,000 - $24,999.99.20%.20%
Hi Fi Passbook Account$2,500 - $9,999.99.15%.15%
Hi Fi Passbook Account$2,499 & under0.10%0.10%
Passbook Accountn/a0.25%0.25% (quarterly)
IRA Passbookn/a.45%.45%
  • *APY = Annual Percentage Yield

  • **Average daily balance
  • Fees may reduce earnings
  • IRA interest rates are effective as of 01/04/2021

  • Interest Rates and APY* are effective as of 01/04/2021

  • Interest Rates and APY* may change after the account is opened